Tag Archives: financial

How Long Will It Take?


"How Long Will It Take?"

"How long will it take?" followed by "How much will it cost?" are, often, the two first questions people ask when they have committed to getting a divorce.  As I am not a lawyer, I'll address the answer to this question as a...

Should Couples Financially Share?

Couples don't always see eye-to-eye when it comes to financial planning or financial sharing for that matter.  As individuals our conceptions about money often come from our parents as our  values and belief systems are developed.  Often one person is the 'perceived spender' and the other the 'perceived saver'.  Let's face it, one person in...

Financial Abuse ~ The Marital “Kind”

Financial abuse is rarely noticed and I've been hearing a lot about financial abuse lately.  Friends are relating stories of how their friends have been financially abused for years and no one knew.  The fact is that sometimes the victim isn't aware what is what is happening to them. They don't tend to label what...

Widowed or Divorced?

Whether you are recently widowed or whether you have experienced a separation or divorce the financial issues don't go away. Actually, for those who have left the daunting financial task to their spouse it can be a tremendous chore to understand your financial picture without them. I've always insisted that both spouses attend my annual...

Financial Year-End Considerations

In just a few short weeks the dial turns to 2014.  Are you prepared, financially? There may be some things to consider fitting into your holiday schedule.

1)  'Tis the season for charities to surface in abundance.  If you haven't made all your intended charitable donations you might want to do so before the December 31st...


The Financial Canadian ~ National Household Survey

Are you the typical financial Canadian? Statistics Canada released the final version of the 2011 National Household Survey data and the findings are interesting, indeed. About one quarter of Canadian households spent 30% of their total income on shelter and they paid an average of $1,259 a month. Ten percent of Canadians earned more...

Financial Acronyms Meant to Confuse?

LIRA's, LIF's, OAS, CPP, LRSP's, DC pension plans and DB pension plans, Non-registered funds and Taxable Accounts are all financial planning acronyms which I jokingly tell my clients that my industry invented to confuse them so that they needed to get in touch with me to understand their financial picture better. Most laugh. ...

Re-marriage? Co-habitation? Really?

Don't you remember saying, "Never again!"?. Re-marriage is something we don't think about while going through the divorce process nor is it something we think immediately afterwards either. Coming to terms with our solitude and finally embracing our independence are often long-haul transitions. Who wants to feel like they're going back to...

Urban Retirement Trend?

Over the course of the last (almost) 30 years of my advising clients I have seen many different scenarios when it comes to lifestyles and solutions to financial issues.  So much so that nothing seems to really stick out as being anything truly unique but, on the other hand, not many of my clients are...