Ex's & Oh's Blog

Do YOU need a Financial Planner?

Of course I am biased, but I think everyone needs some financial guidance and the timing of the advice can be just as crucial.  My most dreaded appointments are with people who are about to retire and they haven't saved enough for retirement.  What a difficult thing to tell a person who is in their 60's!!!  Doing...
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Estate Tax in Canada????

Well, not formally.......but one could argue that Canada Revenue Agency (CRA) hasn't exactly given up the gauntlet.

There are two things that are guaranteed in life, right? Death and taxes. When you get hit with the double whammy then some really interesting things start to happen. On...
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Tax Strategies

Ok, so last week's bad word was debt and this week is 'taxes'!

I thought this may be a timely post considering that April 30th is fast approaching. So let's discuss a tax strategy that may save you money.

This particular strategy works if you have a large disparity of income between...
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Leveraging? Debt?

Bad words, right? Most of us struggle a good portion of our working lives to pay off debt whether it be in the form of car loans or mortgages so the word tends to have an air of negativity surrounding it. Debt, however, is a great enabler of our economy. Without it most of us...
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