Ex's & Oh's Blog

How to Divorce?????

Most people panic when they first divorce and their knee-jerk reaction is to hire a lawyer.  If you have never been through the divorce experience then talking to friends and searching the Internet become places for advice on where to turn.  Unfortunately, hiring your best friend's lawyer who you have heard is good because they...

Locked-In Retirement Accounts

Did you know that you may be able to 'unlock' your Locked-In Retirement Account (LIRA)?  Some people who have worked for a company for a period of time and left may have had a pension plan that they 'took with them' and deposited the funds into their own financial institution to manage on their own.  These...

Do YOU need a Financial Planner?

Of course I am biased, but I think everyone needs some financial guidance and the timing of the advice can be just as crucial.  My most dreaded appointments are with people who are about to retire and they haven't saved enough for retirement.  What a difficult thing to tell a person who is in their 60's!!!  Doing...

Estate Tax in Canada????

Well, not formally.......but one could argue that Canada Revenue Agency (CRA) hasn't exactly given up the gauntlet.

There are two things that are guaranteed in life, right? Death and taxes. When you get hit with the double whammy then some really interesting things start to happen. On...

Tax Strategies

Ok, so last week's bad word was debt and this week is 'taxes'!

I thought this may be a timely post considering that April 30th is fast approaching. So let's discuss a tax strategy that may save you money.

This particular strategy works if you have a large disparity of income between...

Leveraging? Debt?

Bad words, right? Most of us struggle a good portion of our working lives to pay off debt whether it be in the form of car loans or mortgages so the word tends to have an air of negativity surrounding it. Debt, however, is a great enabler of our economy. Without it most of us...