Travel For Less?

Travel for Less?

If you want to travel for less money you might want to use a little trick that I use all the time.  It’s no secret to those who know me well that I love to explore our world.  Oddly enough, it doesn’t cost me as much as one would think.

Here’s how I travel for less.  Ready?  Put everything purchase you can on your travel credit card.  OK, so, it’s not often that a financial professional would ask you to use credit as much as possible, right?  Maybe those professionals haven’t been bitten by wanderlust and the incessant need to explore?  This is how it’s done.  Go grocery shopping and put your weekly groceries on your credit card.  Go home, put the groceries away and then take the grocery bill and pay your credit card right away.  In this way you aren’t carrying a lot of debt but you are collecting travel rewards with your travel credit card.

Next?  Like your grocery shopping put all your other purchases on your credit card. As soon as you get home, make the payments.  See?  I’m sure you do.

One more thing.  Any regular bills like Rogers, Bell, etc. will gladly take payments from a pre-authorized credit card payment.  See more?  I’m sure you do.

It doesn’t take long to accumulate a travel budget through my credit card.  I don’t remember the last time I didn’t either fly for free or, at least, half price.  My credit card allows me to make whatever travel plans I want.  I simply call the company and tell them I’ve charged my credit card with my travel cost and I ask to be reimbursed using my accumulated points.

Also, if I book my flights, accommodation or car rentals through their website I get triple the points AND I get points for the money I spent on the travel costs.  Awesome, right?!

In the past, I’ve used my travel points to pay for a week long, all-inclusive vacation for my husband and I without spending a penny….just because I used my credit card to pay for everything!

Of course, good financial planning standards would dictate that you pay the amounts you owe with money you have, right away.  So start travelling for less, right away…..cha ching….

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