About: Kathryn Jankowski

Kathryn Jankowski is an accredited Financial Divorce Specialist (FDS), a Certified Financial Planner (CFP®) and an Accredited Family Mediator (OAFM) with over 30 years of experience in the financial services industry. Motivated by a passion to help others, she combines her financial expertise with her first-hand experience of divorce to offer clear, objective and personalized guidance during what is often a stressful and complicated process.

Recent Posts by Kathryn Jankowski

Is CRA being fair to the elderly?

If your spouse is a beneficiary of a pension plan did you know that you can allocate some of that income to you?

OK, so why would you want to do that?!  If you have a lower marginal tax rate then it may be beneficial to put the income on your tax return and...
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Budgeting? and Future Value of Money!!!

Contemplating those Spring renovations?  or maybe a big vacation?  Of course, we have to spend money during our lifetime but there maybe some things to consider in the process.

Landscaping around your new home may cost you in the thousands of dollars so it's important to think not only about the use you will...
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House Inspections ~ Worth The Effort???

You love the house you just saw on your search for a new home.  Do you put a clause in the offer to purchase for a home inspection?  What you REALLY need to know when choosing a home inspector!!!

No, I'm not going to talk about the house inspectors credentials and everything else you...
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The Debits and Credits of Divorce

The financial aspects of a divorce can play out differently for every divorcing couple.  At a time of high emotion you may want to protect yourself, financially by making some prudent choices.  Your bank ~ you want to make sure that they know about your situation.  Any money held in joint...
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Jewelery ~ From an Estate Planning Point of View

One of my clients is aging.  OK, we are all aging but she is aging to a point where she wants to be responsible for what happens after she leaves us.  Her name is Edith.  Edith has accumulated many things during her tenure, here, on Earth, and she has given much thought as to who...
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Divorce ~ Save some money and get some clarity.

Fred and Bette were both hurt.  Their feelings of betrayal, loss of trust and the sense that the person who was to be the partner in your life is not only no longer fulfilling that role but also they have become a third party.  Through their negotiations they felt suspicious of one another when dealing...
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How much is HR bound by governance?

Today's blog is more of a question, rather than financial advice.

Our corporations are bound by governance, meaning that they cannot offer a product, like a pension plan for example, without explaining it to their employees.  My questions is ~ how much should corporations get involved with their employees?  Where is the line?
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Negotiations for the Right Reasons in Divorce

Sometimes divorcing people seek to covenant certain assets for the wrong reasons, typically fueled by anger.  "She cheated on me so I want her favourite......"(fill in the blank) is common.  When looking at the financial aspects of divorce, however, emotions should be negated in favour of logic.  Easy to say and hard to do, I...
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Life should be stop and go!

When all systems are a 'go' you have to sometimes stop and look out the rear view mirror.  Often, I see clients who are so busy chasing future dollars but they don't stop to look after the wealth that they have already created.  Remember, life is dynamic not static, so once you have your financial...
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