About: Kathryn Jankowski

Kathryn Jankowski is an accredited Financial Divorce Specialist (FDS), a Certified Financial Planner (CFP®) and an Accredited Family Mediator (OAFM) with over 30 years of experience in the financial services industry. Motivated by a passion to help others, she combines her financial expertise with her first-hand experience of divorce to offer clear, objective and personalized guidance during what is often a stressful and complicated process.

Recent Posts by Kathryn Jankowski

Retirement ~ A Generation Apart?

From my experience, radically different views have surfaced about retirement plans and their expectation to provide cash flow in retirement.   New trends have developed in our dynamic marketplace that have affected how people not only envision their retirement but also how they expect their funds to work.  Let's look at the generational shift: People who...

Investment Commentary ~ Yields are Low but Bonds Still Have a Place in Portfolios

This guest blog was written by: Steven Belchetz, MBA, CFA, President & Chief Investment Officer, T.E. Investment Counsel Inc. June MacKinnon, CFA, Director of Research, T.E. Investment Counsel Inc. Bonds are an integral component of your portfolio that insulate it from the heightened volatility typical of equity investments and also provide a more reliable source of income.  In...

Retirement: Do Single and Double Income Earners Differ?

Single people solely bear the brunt of financial responsibility.  That's a lot of pressure for two shoulders to bear!  As a result there is more of a challenge to ensure that spending and savings are done in a responsible fashion.  Less disposable income may be the defining catalyst, seconded by economic factors that are beyond...

The Dalai Lama and Collaborative Family Law

I listened to the Dalai Lama teaching the Heart Sutra in his address in the University of Indiana this weekend.  As one of the worlds leaders of peace his heart sutra explained the importance of having compassion in our lives.  Compassion, he says, must be taught to young children through the love of their parents....

Financial Considerations in Divorce

When divorcees are feeling secure about their future it's easier to negotiate a settlement.  The question is, however, what considerations are necessary to ensure the feeling of security is present?  Here are a few ideas from my experience: 1)  Think of the assets to be divided with both the present and the future in mind ~...

Dividing Assets in Divorce

Sometimes divorcees can get caught up in fighting for things that maybe they shouldn't. Take the following example of a conversation I had with a divorcee who was going through a high conflict, litigious divorce. Husband, let's call him Joe, will do anything to upset wife, let's call her Jane. Joe knows Jane so well (they...


I have a guest speaker for this post.  Karen Thompson-Harry is a family law lawyer practicing in Erin, Ontario.  Here is what Karen has to say about "Communication".



How many clients have experienced the frustration of negotiating terms of a Separation Agreement with their spouse in an adversary process that has involved lawyers,...


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